Nestadia
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Your journey, step by step

How Nestadia Works: Powered by ‘My Nest’

Built for U.S.-based buyers.Browse, buy, and secure the title in your name—all from your personal dashboard.Supported by your dedicated lawyer, a licensed civil engineer, and a licensed U.S. escrow account.

Your team

Your lawyer — A local law firm you choose. Works only for you.

A licensed civil engineer — Visits and inspects the home for you.

The U.S. escrow account — A licensed escrow account that holds your purchase money until each step is proven.

Your dashboard — Where you see and control it all.

Prefer a diagram? See how your money moves, step by step →

Your 8 steps

1 · Browse

You pick a home.

You do
Look, compare and save homes, then pick a lawyer from our list. Today, every home is sold by a vetted developer.
You pay
Nothing.
Your money
Your bank. Nothing has moved.
More detail
  • Developers are vetted before they can list. See photos, floor plans and prices on your phone or computer.
  • Every home has a label showing how far it has been verified:Seller-statedSite-checkedIn verificationVerified
  • “Verified” means a buyer's lawyer verified it for a completed sale. Your own lawyer always verifies it again, for you.
  • Seen a home somewhere else? Found one on Instagram, a website or a friend's post? Send us the link. We contact the seller and verify them for free. If they pass, the home joins Nestadia.

2 · Reserve

Reserve & Verify.

You do
Confirm your ID. The home is held for you for 30 days.
You pay
Your lawyer, to verify the title, that the home is real, and that it is truly for sale. You review your lawyer's exact fee list in your dashboard before you pay anything.
Your money
Your lawyer. Not escrow. Not us.

10 days to pay · Starts when your lawyer accepts your case. If it isn't paid in time, the hold ends.

Your dashboard shows each start date and counts down the days for you.

More detail
  • First, show us it's you. Upload your ID and answer a few questions in your dashboard. Where needed, we also ask where your money comes from. This keeps every buyer and seller safe.
  • We tell you how long the law lets you own a home with your passport, so there are no surprises later.
  • You choose your lawyer, not the seller and not us. Your lawyer works only for you. Compare the firms and their full prices, then pick one.
  • The moment you pick, the home is held for you. Nobody else can reserve it.
  • When your lawyer accepts, your Reserve & Verify payment details appear in your dashboard. One payment keeps the home held and pays for its verification.
  • If your lawyer can't take your case, pick another. The home stays held for you.

3 · Verify

Your lawyer verifies the papers. Our engineer visits the land.

You do
Read both reports in your dashboard. Our system confirms the two match.
You pay
Nothing more at this step.
Your money
Your lawyer. Your fee is never lost.

All good? You move straight on to your contract.

Not right? The deal stops, no escrow is opened, and your fee becomes a credit in your dashboard for another home.

If the seller cancels instead, you choose: your fee back as cash, or the credit.

More detail
  • A licensed civil engineer inspects the home (Nestadia pays): visits it, takes dated photos with its location, and confirms it is exactly what the listing says.
  • Nestadia's Match Engine (our system that compares both reports with the listing, line by line) confirms that both agree.
  • Your fee pays your lawyer for the work done. If the home fails, Nestadia gives you credit of the same amount.

4 · Contract

Purchase agreement. Your lawyer writes it.

You do
Read each draft and ask the seller for changes, up to 3 rounds.
You pay
50% of the purchase agreement execution fee, to your lawyer.
Your money
Your lawyer.

30 days to finish verification and sign · Starts when your lawyer accepts your case, the same day as the 10-day clock.

More detail
  • Your lawyer writes the contract only after the home is verified.
  • Message your lawyer any time. Every draft is kept in your dashboard.

5 · Sign

You and the seller sign it.

You do
Sign your purchase agreement in your dashboard.
You pay
The other 50% of the purchase agreement execution fee, to your lawyer. Full refund or credit, your choice, if the seller ever backs out.
Your money
Your lawyer.
More detail
  • A countdown shows exactly how many days are left to sign.
  • After you sign, your purchase payment details appear in your dashboard.

6 · Fund

You pay. Two payments, one screen.

You do
One payment to a U.S. escrow company. One to your lawyer for registration. These are the only two accounts we will ever ask you to pay. You can still walk away: escrow sends it all back, minus up to $1,000. The seller received nothing.
You pay
Goes toCovers
Payment 1The U.S. escrow account
  • The home's price
  • Nestadia's fee (1.5% of the price). It waits in the U.S. escrow account and is released only when the title is in your name.
  • The escrow company's fee
Payment 2Your lawyer's client accountRegistration and government fees: your lawyer's registration work, stamp duty (a government tax on the sale) and land office charges. Anything unspent comes back to you. You get a receipt for every cost.

You see every amount before you send.

Stay safe. Payment details only ever appear inside your Nestadia dashboard. We never send them by email, text or phone. If anyone does, it is fraud. Do not pay.

Your money
U.S. escrow holds the price + our 1.5% + the escrow fee. Your lawyer holds the registration costs.

30 days to send your purchase money · A new clock that starts the day you sign.

Where is your money right now?Held in a licensed U.S. escrow account. It reaches the seller only in parts, after each step is proven. See the full money path →

7 · Seller payments

The seller is paid in parts.

You do
Each part needs your lawyer, our engineer, and your OK. We can stop a payment. We can never start one.
You pay
Nothing new. Payments come from the U.S. escrow account.
Your money
Escrow → seller, part by part. 20% when the deed is filed, 30% at handover. 50% still held. If the seller misses a milestone, everything left comes back to you, our fee too.

Nestadia's recommended payment schedule

WhenShare of price
  1. The deed (the paper that transfers the home) is signed and filed with the land office.20%
  2. You get your keys to an empty, inspected home.30%
  3. The title is in your name. (biggest payment, paid last)50%

This is our recommended payment schedule. The final split is agreed with the seller in your contract, with your lawyer guiding you.

More detail
  • The U.S. escrow account pays the seller in parts, only when each step is proven.
  • When a payment depends on a site visit, the engineer's inspection report, with dated photos, appears in your dashboard before the money moves.
  • Your approval is needed for the big payments: at handover (or, for a home being built, when it is finished) and the final payment.
  • Getting your keys: the engineer inspects the home once more and confirms it is empty and ready. Then you get your keys.
  • If a step is late: your money stays in the U.S. escrow account. The seller must explain the delay or fix it, and nothing is paid until the step is proven.

8 · Title

The home is in your name.

You get
Your registered title documents (the papers that prove the home is yours).
Nestadia gets
Our 1.5% fee, paid only now.
Your money
Yours. The last 50% goes to the seller. You and the seller both sign to release it. We can stop money. Only you and the seller can move it.
More detail
  • The government land office writes your name on the title.
  • We verify it matches exactly what your lawyer promised. Only then is the biggest payment sent to the seller.
  • Every report, contract and receipt stays in your dashboard after you own the home.

See how your money moves, step by step →

Questions

Still wondering?

Do I need to travel?

Choosing a home, holding it, reading reports, signing your contract and paying all happen online. Whether the final deed can be signed from abroad depends on the country. Each country's buying guide explains what's needed.

What do I pay, and when?

1) The Reserve & Verify fee, to your lawyer, when you reserve. 2) Your lawyer's fee for writing the contract. 3) When you fund: one payment to the U.S. escrow account (price, Nestadia's 1.5% fee, the escrow company's fee) and one to your lawyer's client account (registration and government fees). You see every amount before you pay.

What if the home fails verification?

You owe nothing more. Your Reserve & Verify fee becomes Nestadia credit for another home. It is not cash back, and it never expires. If the seller cancels instead, you choose cash back or the credit.

How long do I have at each step?

10 days to pay your Reserve & Verify fee, and 30 days to finish verification and sign your contract. Both start when your lawyer accepts your case. Then 30 days to send your purchase money, starting the day you sign. Your dashboard shows each start date and counts down the days for you.

Who holds my money?

The U.S. escrow account holds the price and fees. Your lawyer's client account holds the registration and government fees, with a receipt for each. Nestadia never holds your purchase money.

When does Nestadia get paid?

Nestadia's fee waits in the U.S. escrow account and is released only when the title is in your name.

Ready when you are.

Join early access and we'll walk you through your first home, step by step.

Free to join. No obligation. · Buying outside Ghana and Kenya?